Wednesday, February 06, 2013
Have you entered the Pass on the Gift® IN PERU sweepstakes yet with
our corporate partner Garnet Hill? Not only will you learn about
Heifer’s 12 Cornerstones to help end poverty and foster sustainable
development, but you will also join in caring for an alpaca herd! So how
do you enter? Visit their website here. For inspiration, below is a photo from my 2010 trip visiting Heifer partners in Peru!
From the original post: Microloan Program Details
These new microloans will be funded through FSA’s existing Direct
Operating Loan program, and will have a maximum loan amount of $35,000,
which is much lower than the $300,000 loan cap for regular FSA farm
operating loans. These smaller loans are intended to cover smaller
purchases, such as seeds, animals, small equipment, or other investments
that young and other beginning farmers require to finance their
Farmers will be required to secure these smaller microloans with
collateral in the form of farm property worth at least 100 percent of
the loan amount. Similar to other FSA loans, a third party pledge of
security or co-signer will be accepted to meet these security
requirements when necessary.
The new microloan program will feature a simplified and streamlined
application process, and will require less paperwork for farmers to fill
out and appropriately reflects the smaller loan amount. The microloan
application will be available online, which was a recommendation
included in NSAC’s comments on the initial rule published last summer.
Although FSA agrees that an online application process would be an
efficient alternative to the present loan application process, microloan
applications cannot at the current time be completed and submitted
electronically so therefore must be filed in person at the local FSA
In order to be eligible for the new microloan program, a farmer must
have sufficient prior experience working on a farm, but borrowers will
be given additional flexibility in meeting FSA’s farm management
experience requirement. This includes small business experience,
participating in a self-directed apprenticeship, or having prior
involvement with an agricultural organization, such as 4-H, FFA, farm
incubator programs, and community-based farm training organizations. FSA
intends to provide additional guidance on how migrant workers can meet
the management requirement in order to take into account their prior
FSA will not require an itemized cash flow budget for microloan
applicants, a previous requirement that has made it difficult for
diversified fruit and vegetable growers and community-supported
agriculture farmers to participate in FSA lending programs. FSA’s new
flexibility in matching production and income loan-making measurement
tools to specific types of production and marketing is to be commended.
Monday, January 07, 2013
In recent news: Positive steps by the Honduran government to fight crime and poverty, and to better protect the population against the threat of natural disasters. More on this "risk management" program - which will have an effect on 1.5 million people - can be found here.
Wednesday, January 02, 2013
Positive news coming out of Washington at the end of December: USAID has developed a plan to help children "trapped in adversity" throughout the world. Click here and here for more on this important program.
Thursday, December 13, 2012
Please join us for our upcoming potluck on Monday, December 17th, at 6:00 p.m. We'll gather at the home of Eliza Penick, our regional volunteer coordinator. RSVP by email to email@example.com or firstname.lastname@example.org. We're hoping for a strong turnout. See you soon!
Tuesday, December 11, 2012
How well do nations follow through on their commitments to global trade, security, and humanitarian aid? Click here for an interesting - and interactive - set of data published by the Center for Global Development.
Monday, December 03, 2012
A recent article from the New York Times looks at the growth of social entrepreneurship over the past decade. The article defines the movement as an attempt by entrepreneurs - as opposed to businesspeople - to advance positive social change. Here's a link to more.
Heifer International in Seattle is a grassroots volunteer group in the Seattle Washington area, with a common goal of fulfilling Heifer International's basic mission - "To end hunger and save the earth by passing on the gift to others." We are an extension of Heifer International and together we are improving our world and the lives of resource-poor families while building the foundation for a peaceful world in practical, down-to-earth ways.